Our Team

Rafik Ghazal

Phone: (856) 528-3301

E-mail: info@guardiansolutionsnj.com

A cornerstone of financial planning is the recognition that everyone's economic and life situation is unique. Personalized service is essential when matching clients with the right financial products and services.

A commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong financial plan.

A financial plan must reflect the stage of life its owner is in: whether purchasing a first home, financing a child’s college education or planning for retirement. A plan must reflect its owner’s personal or business situation, and highlight those financial products that best fit it. A custom-tailored financial plan must also be continually reviewed to measure its achievements against stated aims, and ensure the owner is comfortable everything is moving forward according to plan.

If you ever have questions about your plan or about specific financial products, contact me. We will set up a time to meet to review your needs and address any questions you may have. Contact me today.

Andrew Ghazal, MBA

Independent Financial Consultant

Phone: (856) 823-4613

Fax: (800) 784-5686

E-mail: andrew.ghazal@gsbrokers.net

With a longstanding interest in insurance, investments and wealth management, Andrew confidently and contentedly built his career in the financial services industry. His career started with Merrill Lynch as a Financial Advisor, where he devoted 4 years to providing financial advice to mass affluent clients. Shortly after, Andrew joined Guardian Solutions as a completely independent financial consultant. His skills in financial advisement, salesmanship, investment research, and economic analysis are equally strong and he employs all of those skills every day in his profession.

As an independent adviser and insurance broker, he works for his clients first. Andrew is appointed with numerous insurance carriers including Prudential, Metlife, Aetna, AARP, Transamerica, Cigna, Humana, Mutual of Omaha and many others. Andrew assist clients by presenting suitable options as it relates to Health Insurance, Life Insurance, Medicare supplement coverage, disability and Long Term Care Protection.

Andrew applies an encompassing approach to financial planning by searching all avenues in order to find the right strategy to help his clients reach their goals. By identifying a person's needs and budget, he will direct you to a plan that fits your lifestyle with continued support by helping you understand how to use your products effectively.

David Badecki

Life & Health Insurance Broker

Phone: (856) 528-3301 ext 103

Fax: (800) 784-5686

E-mail: david.badecki@gsbrokers.net

The foundation of insurance planning is the recognition that everyone’s situation is unique. Personalized service is essential when matching clients with the right insurance products and services.

With over 5 years experience in the industry, David is able to provide a solid foundation for the fundamentals of insurance planning, in addition to being known for delivering outstanding service to his clients at critical times. Expertise in areas such as Medicare, Life insurance & retirement income allows David to excel among his peers in delivering great results for his clients.

David welcomes the opportunity to work with you, to earn your trust, and to provide for you and your family the best solutions both now and well into the future. Feel free to contact him with any questions you may have as he is always a friendly and reliable voice to count upon.

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